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FREQUENTLY
ASKED QUESTIONS
How long has CompUsys Insurance Services, Inc. been
in business?
I do business/live in a different state than your company.
Can you help me?
I/my company does not have health insurance currently. Can
you help me?
What industries do you specialize in?
How is CompUsys Insurance Services, Inc. different from other
insurance brokers?
What is the best way to contact CompUsys Insurance Services,
Inc. brokers?
What is the cost of your services?
If
I am interested in getting an insurance quote, how long does it take before
I get alternative rates and/or benefits?
WHAT IS HIPAA?
How long has CompUsys Insurance Services, Inc. been in business?
For fourteen years, CompUsys Insurance Services, Inc. has been helping
companies select and implement fully insured and self funded Health, Life,
Dental, Vision, and Long term/Short term care insurance plans locally
and in most insurance markets across the contiguous 48 states. Our staff
members have years of experience in a wide variety of benefits solutions.
We would like to share our knowledge with you and help you save time,
money, and effort in the administration of your insurance plans.
I
do business/live in a different state than your company. Can you help
me?
Our experienced staff members are well versed in implementing and administrating
health plan benefits locally or in any state you my potentially do business
/ reside in. We have specific and detailed expertise in managing the benefits
of large companies with multi-state employee populations.
Partnering with our agency will allow you to take advantage of a company
with a unique awareness of health insurance plans on a national level
and how those entities are changing and progressing. Whether your company
has one facility or hundreds, whether your employee population is 10 or
10,000 we can effectively provide you with the technical expertise, commitment
to excellence, national plan knowledge, and solution oriented planning
that will reduce your overhead associated with HR/Insurance related issues.
In addition, in most cases we can provide you with cost cutting alternatives
that will save money for your organization.
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If
my company does not have health insurance currently. Can you help me?
Needs Assessment
If you or your employer group does not have insurance currently, we will
meet with you or schedule a teleconference so that we can carefully analyze
your specific requirements. This analysis will take into consideration
your financial requirements, insurance benefits needs, and other account
implementation/maintenance/support issues.
Through our needs assessment we will lay a careful groundwork for the
insurance plans and protocols that will be suggested for implementation
at your company. Once you agree to a specific plan/direction our experienced
staff members will begin implementing the chosen benefits.
What
industries do you specialize in?
Our clients span a
wide range of industries. Whether it be light manufacturing companies
to high technology professionals, we provide an end-to-end seamless support
solution for our clients. Each clients needs are different, and we take
this into consideration as we structure and maintain insurance benefits.
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How
is CompUsys Insurance Services, Inc. different from other insurance brokers?
Our knowledgeable and efficient staff pride themselves on superior customer services and unrivaled attention to detail. When you have a question or concern related to your health benefits, please call us so that we may work on providing you with an effective solution. We are here to support you with issues associated with billing, claims adjudication, benefits selection, coverage requirements,
HIPAA, and COBRA.
The CompUsys staff has also been quick to embrace and integrate new technologies into the day-to-day operation of our agency. Everything from document imaging, high speed T-1 connectivity, video conferencing, a 24/7 quoting engine for individuals and small group, along with an ASP portal for online benefits administration at
http://www.benefitsdomain.com.
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What
is the best way to contact CompUsys Insurance Services, Inc. brokers?
Our staff is
available during regular business hours (8 a.m. to 5 p.m.
Pacific Standard Time), Monday through Friday, or by email 24/7 at
sales@compusyscorp.com . All
after hours emails will be responded to within
24 to 48 hours. For your convenience you can go to the Contact Us page
and
you can use our email form to send us your questions/suggestions directly."
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What
is the cost of your services?
There is no
direct administrative fee or cost for our services. "Our fees are
paid by the insurance carriers in the form of commissions." You will
never have to write us a check and will not have to be concerned with
billing and/or payment to our firm.
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I
If
I am interested in getting an insurance quote, how long does it take before
I get alternative rates and/or benefits?
For individuals,
quotes can be received immediately by visiting our small group/individual
portal at http://www.benefitsdomain.com. For companies turnaround time
varies by quote type and the size of the group. You would need to compile
the following information about your company before we could proceed:
1) Benefit Plan Designs
and Rates for all applicable insurance products
2) A complete employee census including:
a) Employee Name
b) Birth date
c) Gender
d) Zip Code of Employee
e) # of Dependents
f) Dependent Class (Single, Employee + Spouse, Employee + Children, Family)
g) Each employees Plan selection
3) Copies of recent insurance billings
Once we receive this information it will take midsize groups (51-500employees)
two to three
weeks to receive a quote depending upon the product,
and for larger
groups (500, 1000+) it could take three weeks or more to compile a complete
listing of choices, especially if your company offers benefits to multi-state
employee populations.
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WHAT
IS HIPAA?
The Health Insurance Portability & Accountability Act of 1996 (August
21), Public Law 104-191, which amends the Internal Revenue Service Code
of 1986. Also known as the Kennedy-Kassebaum Act.
Title II includes a section, Administrative Simplification, requiring:
1. Improved efficiency in healthcare delivery by standardizing electronic
data interchange, and
2. Protection of confidentiality and security of health data through setting
and enforcing standards.
More specifically, HIPAA calls for:
1. Standardization of electronic patient health, administrative and financial
data
2. Unique health identifiers for individuals, employers, health plans
and health care providers.
3. Security standards protecting the confidentiality and integrity of
"individually identifiable health information," past, present
or future.
The bottom line: sweeping changes in most healthcare transaction and administrative
information systems.
WHO IS AFFECTED? All healthcare organizations. This includes all health
care providers, even 1-physician offices, health plans, employers, public
health authorities, life insurers, clearinghouses, billing agencies, information
systems vendors, service organizations, and universities.
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